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"Without the enticement of a below-market interest rate and 90% financing, we may not have even considered our project. The 504 Loan Program allowed us to expand our operation with minimum commitment in valuable working capital."

- Mike Rice, General Manager of Central Coast Water Treatment


Our Purpose

Coastal Business Finance (CBF) is a non-profit corporation, licensed and certified by the U.S. Small Business Administration to provide California businesses with low-cost, long-term financing.

CBF, like 250 similar non-profit organizations throughout the country, is Chartered by the Federal Government as a Certified Development Corporation (CDC). Founded in 1982, our public purpose organization has successfully financed over 200 business expansion projects.

CBF has an active Board of Directors and a membership of forty representatives from community organizations, businesses, government and private sector institutions; all committed and supportive of the growth of small businesses in California.

In 1997, the National Association of Development Companies, NADCO, recognized our development company as the fastest growing CDC in the Western United States. In 1998 the SBA designated the CDC as an "Accredited Lender Provider", in recognition of the corporations excellent underwriting and loan packaging.